Hi, I want to clarify the interpretation the effect of a variable when an interaction term is included, using odds ratios.

Looking at the effect of debt on depression (all binary), I have:

depressed(time t)= B1depressed(t-1) + B2debt(t-1) + B3debt(t-1)xdepressed(t-1) +Xi

What is the interpretation of these when using odds ratios (assuming B1 to B3 are already exponentiated)?


Current odds ratios are:
Depressed(t-1) 0.236***
(0.0283)
Hasdebt(t-1) 1.346***
(0.138)
Depressed x debt (t-1) 0.339***
Would I multiply them to get the final odds ratio?

Any guidance would be greatly appreciated.