I would like to create a variable based on individuals being classified as "high risk" or "low risk".

This risk stratification would be based on individuals having 2 or more of certain other characteristics or risk factors, such as sex, age, education etc.

Ordinarily if it was looking at 1 or more of any risk factor, my practice would be to generate a new variable and just "replace as I go" with each old variable in turn.

However, how is it possible to do this if an individual is classified as "high risk" based on having 2 or more of a series of variables?

I can't seem to readily find this on this forum or elsewhere online.